Direct Vanqex http://directvanqex.com/ Thu, 22 Jul 2021 01:22:09 +0000 en-US hourly 1 https://wordpress.org/?v=5.8 https://directvanqex.com/wp-content/uploads/2021/05/cropped-icon-32x32.png Direct Vanqex http://directvanqex.com/ 32 32 Australia race against time to avoid ‘endangered’ rating in UNESCO vote https://directvanqex.com/australia-race-against-time-to-avoid-endangered-rating-in-unesco-vote/ https://directvanqex.com/australia-race-against-time-to-avoid-endangered-rating-in-unesco-vote/#respond Thu, 22 Jul 2021 01:07:21 +0000 https://directvanqex.com/australia-race-against-time-to-avoid-endangered-rating-in-unesco-vote/

(CNN) – The Australian government and a United Nations agency are clashing this week over whether the Great Barrier Reef is “in danger” of losing its “outstanding universal value”.

The World Heritage Committee of the United Nations Educational, Scientific and Cultural Organization (UNESCO) is due to vote Friday on whether the reef, which is on the World Heritage List, should be officially qualified as “in danger”. The designation means the site is threatened, and if no action is taken to address the concerns, it could lose its World Heritage status.

Australia has desperately tried to avoid this scenario through a wave of last-minute lobbying, including taking ambassadors to snorkel the reef.

His efforts may have paid off. Twelve of the 21 member countries of the Committee appeared to be opposed to the application of the “endangered” rating to the barrier reef, according to an amendment proposal published Tuesday on the UNESCO website.

Fish swimming through coral on Australia’s Great Barrier Reef on September 22, 2014.

William West / AFP / Getty Images

But the pressure to impose the rating still comes from scientists and celebrities, with a letter published the same day signed by 13 public figures – actors, former politicians and journalists – urging the committee to “endorse the UNESCO recommendation”.

“There is still time to save the Great Barrier Reef, but Australia and the world must act now,” read the letter, signed by “Aquaman” actor Jason Momoa and ocean explorer Philippe. Cousteau, among others.

Battle for the reef

The Great Barrier Reef stretches nearly 133,000 square miles (345,000 square kilometers) off the northeast coast of Australia and is home to over 1,600 species of fish and 600 species of hard and soft corals. . A vital marine ecosystem, it also contributes $ 6.4 billion a year to the Australian economy and supports 64,000 jobs, according to the Great Barrier Reef Foundation.
But a series of natural disasters and the growing effects of climate change have severely affected the reef, including widespread coral bleaching. A five-year survey conducted by the Australian government in 2019 found that the state of the natural wonder had deteriorated from “poor” to “very poor”.
In a report released on June 21, a UNESCO monitoring mission said that despite the Australian government’s work to improve the situation on the reef, “there is no doubt that the property faces real danger.” .

But the Australian government strongly opposed UNESCO’s conclusion. Environment Minister Sussan Ley flew to Europe in July in a last-ditch attempt to convince the other 20 World Heritage members to vote against the measure. Australia is currently on the rotating committee of 21 countries.

In a proposed amendment on Tuesday, 12 committee members, including Russia, Saudi Arabia and Spain, appeared to support a suggestion not to place an “endangered” rating on the barrier reef, but no final decision. was not taken.

In a statement, a spokesperson for Ley said that in France she had met with delegates from several countries.

“Australia’s position remains that the Great Barrier Reef is the best managed reef in the world, backed by more than $ 3 billion in Commonwealth and state government funding. Australia is concerned that the draft registration process did not include appropriate levels of consultation or a responsive mission, the spokesperson said.

But Dr Fanny Douvere, head of the World Heritage Center marine program, defended the “endangered” rating as “impartial” and “science-based”.

She said that regardless of the World Heritage Council’s vote on Friday, UNESCO’s draft decision that the reef was “in danger” would always represent their considered opinion.

“Evidence is not something that we investigate, evidence is something that is very clearly described,” she said.

“It simply would not have been credible not to alert the international community to the situation.”

An alert to the world

The UNESCO World Heritage List contains hundreds of sites considered to be of great value to future generations, from natural wonders such as Yellowstone National Park in the United States to cultural wonders like the Great Wall of China.

Each year, the World Heritage Committee meets to decide whether to add new properties to the list and to assess whether any of the current properties are in danger.

For example, when it meets this month, the World Heritage Committee will also decide whether or not to place Venice on the “endangered” list, due to a series of threats to the historic city, including the great ones. cruise ships.
According to the UNESCO website, of the 1,121 properties inscribed on the World Heritage List, only 53 are currently classified as “endangered” – these include the Everglades National Park in Florida, also facing challenges related to climate change, and the site of Palmyra in Syria.

Douvere of the Marine Program said an “endangered” list sends a signal to the international community that the sovereign nation responsible for this property is struggling to maintain it and needs help. UNESCO will then work with the country to determine what needs to happen to ensure the heritage site is saved.

“It is a serious decision, it is not something that we take overnight … It is really an alert to the international community that a place that is on the World Heritage List, something that we want to preserve for future generations … loses its exceptional character, universal value, ”she declared.

This is not the first time that the Great Barrier Reef has been at risk of being added to the “endangered” list, but the Australian government has still said it is “stunned” by the site’s inclusion in the report. of June from UNESCO.

“This draft recommendation was made without examining the reef firsthand and without the latest information,” Ley said in a statement at the time.

In the past, “endangered” ratings have been lifted after competent authorities addressed issues raised by UNESCO.

For example, the second largest coral reef in the world, the Belize Barrier Reef, was no longer considered “endangered” after the government imposed a moratorium on oil exploration in the region and tightened laws. forest to protect local mangroves.

Scientists support “endangered” rating

The Australian government confirmed its insistence the reef is not in danger with a new report from the Australian Institute of Marine Science released on Monday which showed an increase in hard coral in three regions of the Great Reef de Corail over the past year.

“The past two years have revealed that recovery is underway across much of GBR, a promising sign that GBR still has the capacity and ecological functions to recover from disturbances,” the report said.

But prominent Australian scientists have said new coral growth is fragile and supported UNESCO’s decision to put the Great Barrier Reef on the “endangered” list.

Scott Heron, associate professor of physics at James Cook University in Queensland, said it was “very clear” to him that the reef was in serious trouble.

“The threats facing the Great Barrier Reef are serious, they are ongoing and there has been no achievement of the targets that have been set,” he said. Heron said that although some corals have returned after bleaching events in recent years, much of the regrowth was a fast-growing variety that was particularly susceptible to heat stress and death.

“This year of information is variability that on its own would mask the longer-term downtrend,” he said.

In a statement to CNN, a spokesperson for Minister Ley said the Australian government opposes the ‘endangered’ rating, “not only because of our concern about the reef, but because we believe the process risk of undermining the integrity of the World Heritage system. “

But Lesley Hughes, spokesperson for the Climate Council and a prominent biology professor at Macquarie University, said she believes the Australian government is also worried about being embarrassed by its poor record on climate change.

In a report released by the UN in July, assessing progress in achieving the global sustainable development goals, Australia was ranked last for climate action.

“So while the government indicates how much money it has spent on local adaptation (on the barrier reef), they are still not serious and have never been serious in fighting change climate, ”said Hughes.

“An ‘endangered’ list of the reef will simply draw more international attention to the government’s failure in this regard.”

CNN’s Helen Regan contributed to this article.

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The Good Samaritans credited with saving driver after Spencer County crash https://directvanqex.com/the-good-samaritans-credited-with-saving-driver-after-spencer-county-crash/ https://directvanqex.com/the-good-samaritans-credited-with-saving-driver-after-spencer-county-crash/#respond Thu, 22 Jul 2021 00:08:00 +0000 https://directvanqex.com/the-good-samaritans-credited-with-saving-driver-after-spencer-county-crash/ It was just before 11:30 p.m. Friday when drivers near the Spencer-Jefferson County line began to notice an overturned pickup truck. Jason Crawford, who works for Louisville Gas & Electric, was leaving his Spencer County home and returning to work when he pulled into Taylorsville Road. Immediately he saw the driver. “He was through the rear passenger window on a 4-door truck, so his body was hanging down, but his head was then under the rear part of the cabin,” he said. Another LG&E worker, who was also on his way back to work on Friday evening, also stopped. “Something told me I had to stop and help,” said David Paulley. A nurse also stopped, as did JD Fleming, a nurse on leave from Spencer County. He took the lead. “They were a gift from God to me because I could never have lifted this truck,” Fleming said. Fleming assessed the man’s injuries, acknowledging that his breathing was labored and did not last long. He counted to three and the group of strangers lifted the truck. “I just remember giving him everything I had to move him so we could try to get him out,” Paulley said. The moment, captured on cellphone video by Fleming’s wife, lasted just long enough for the man to be brought to safety. “He wasn’t reacting, his eyes weren’t open. His mouth wasn’t open but I could visually see his head was just covered in blood and JD reached out and checked his pulse and said,” I have a pulse, “Crawford said. Incredibly soon after he was taken to safety he started talking. Due to where he crashed and recent rains the ground was wet. And the mud, in the end, had served as a cushion for his skull, relieving some of the pressure and weight of the truck. “This boy was very lucky on his side. A lot, “Crawford said. Otherwise. For this muddy terrain, JD Fleming believes the driver would have been killed instantly. And if it hadn’t been for a bunch of strangers who had pulled over to help, he might not have survived. “He’s fine. He is hurt. He’s got a lot of cuts and lacerations, punctures and fractures but he’s fine, “said Fleming., In his 20s, is released from the hospital and is expected to make a full recovery.

It was just before 11:30 p.m. Friday when drivers near the Spencer-Jefferson County line began to notice an overturned pickup truck.

Jason Crawford, who works for Louisville Gas & Electric, was leaving his Spencer County home and returning to work when he pulled into Taylorsville Road. Immediately he saw the driver.

“He was through the rear passenger window of a 4-door truck, so his body was hanging down, but his head was then under the rear part of the cabin,” he said.

Another LG&E employee, who was also returning to work on Friday evening, also stopped.

“Something told me I had to stop and help,” said David Paulley.

A nurse also stopped, as did JD Fleming, a nurse on leave from Spencer County. He took the lead.

“They were a gift from God to me because I could never have lifted this truck,” Fleming said.

Fleming assessed the man’s injuries, acknowledging that his breathing was labored and did not last long. He counted to three and the group of strangers lifted the truck.

“I just remember giving him everything I had to move him so we could try to get him out,” Paulley said.

The moment, captured on cellphone video by Fleming’s wife, lasted just long enough for the man to be brought to safety.

“He wasn’t reacting, his eyes weren’t open. His mouth wasn’t open but I could visually see his head was just covered in blood and JD reached out and checked his pulse and said,” I have a pulse, “” Crawford mentioned.

Incredibly, soon after he was taken to safety, he started talking. Due to where it crashed and recent rains, the ground was wet. And the mud, in the end, had acted as a cushion for his skull, relieving some of the pressure and weight of the truck.

“This boy was very lucky on his side. A lot,” Crawford said.

Without this muddy terrain, JD Fleming believes the driver would have been killed instantly. And without a group of strangers who stopped by to help, he might not have survived.

” He is fine. He is hurt. He’s got a lot of cuts and lacerations, punctures and fractures, but he’s fine, ”Fleming said.

The driver, in his 20s, is released from the hospital and is expected to make a full recovery.

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Everything you need to know about ONE VIP by URBAN ONE. https://directvanqex.com/everything-you-need-to-know-about-one-vip-by-urban-one/ https://directvanqex.com/everything-you-need-to-know-about-one-vip-by-urban-one/#respond Wed, 21 Jul 2021 23:29:03 +0000 https://directvanqex.com/everything-you-need-to-know-about-one-vip-by-urban-one/

Featured video of MadameNoire

Source: blackCAT / Getty

In the recurring awakening of the social justice movement and the repercussions of COVID-19 hitting the United States, black Americans in the diaspora have become more interested in financial literacy. Whether it was paying more attention to their payslips, inventory, and even the irregular financial aid handed out by the government, it was obvious that Urban One launched their new business, a financial service. , A VIP, no better time.

ONE VIP is a prepaid Visa debit card with loyalty program and mobile app for black and brown consumers. Cardholders can access their account information by computer or through the ONE VIP mobile app. Both platforms allow the cardholder to view, manage and track their daily expenses. Cardholders can also set up direct deposits for their employment and retirement and transfer funds from other accounts to their ONE VIP account.

Here are the top five benefits of joining the ONE VIP Digital Banking family.

1. NO HIDDEN FEES OR CREDIT CHECKS.

ONE VIP does not require a credit check for its applicants. Applicants 18 and over can easily apply for a debit card. In addition, there are no hidden charges when using the #ONEVIPBLACK card. However, there is a monthly fee of $ 4.95 and the usual ATM fees.

2. LOYALTY PROGRAM.

Cardholders can take advantage of the cash back rewards of the #ONEVIPBLACK card. For every dollar spent, cardholders can earn up to $ 2 in rebate points by purchasing from select retailers, entertainment subscriptions, and black-owned businesses.

3. DIRECT / TRANSFER DEBT FUND.

Cardholders who have access to their account and routing number can easily set up their direct deposit for employment or retirement. With the same information, cardholders can transfer funds from their main accounts to their #ONEVIPBLACK card.

4. SUPPORT BLACK BUSINESSES / DONATE TO CENTERED ORGANIZATIONS.

ONE VIP has chosen 25 black-owned businesses where the cardholder can specifically earn their cash rewards. Cardholders can either keep their points or donate to Urban One Community Works. U1CW will use the donations to support selected charities supporting people of color, such as The Innocence Project for Criminal Justice Reform, the National Black Justice Coalition in Service of LGBTQ / SGL Communities, Howard University and the Tom Foundation Joyner serving HBCU students nationwide.

5. MOBILE APP.

The #ONEVIPBLACK mobile application allows 24/7 access to your money! The cardholder can set up their direct deposit, transfer funds and make purchases online.

As a member of the trusted historic brand Urban One, ONE VIP aims to create a safe financial space for black Americans. ONE VIPThe objective is to recirculate black dollars within the black community.

Apply today and download the mobile app.

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What to do if you’re one of the 10 million student loan borrowers left in limbo after your maintenance department closes https://directvanqex.com/what-to-do-if-youre-one-of-the-10-million-student-loan-borrowers-left-in-limbo-after-your-maintenance-department-closes/ https://directvanqex.com/what-to-do-if-youre-one-of-the-10-million-student-loan-borrowers-left-in-limbo-after-your-maintenance-department-closes/#respond Wed, 21 Jul 2021 19:42:50 +0000 https://directvanqex.com/what-to-do-if-youre-one-of-the-10-million-student-loan-borrowers-left-in-limbo-after-your-maintenance-department-closes/
  • Student loan manager Granite State Management and Resources is not renewing contract with government.
  • The government will transfer your CMSM loans to another lender, although the details are unclear.
  • Keep copies of all relevant student loan documents now in case they get lost during the transition.
  • Learn more about Personal Finance Insider loan coverage here.

Granite State Management and Resources, a student loan company that manages federal loans, announced Monday that it will not extend its contract with the government beyond December. If you are one of the 1.3 million borrowers served by GSMR, the Department of Education will transfer your loan to a new business after this contract expires, although the details are unclear.

The Pennsylvania Higher Education Assistance Agency, another federal lending agency, made a similar move two weeks ago when it announced it would not renew its federal contract. This brings the total number of borrowers in flow to almost 10 million.

Fortunately, there are several things you can do to prepare for the change – or avoid it altogether if you choose to do so.

Document all your current documents

One of the biggest issues you might face when your loans are transferred from one student loan agency to another is the lack of consistent record keeping. You’ll want to make sure that you can prove that you made timely payments on your loans, so that you can print or download your payment history from your lender’s website and keep it in a safe place.

It is especially important to keep track of your payment history if you participate in the civil service loan forgiveness program or follow an income-based repayment plan, as the time spent repaying these loans is crucial to possibly get a student loan discount.

You should also keep copies of all correspondence between you and your loan manager, including anything that refers to your enrollment in the PSLF or an income-based repayment plan. Save hard copies if you can and upload digital copies to the cloud.

Keep track of your credit report

When your loan is transferred from one manager to another, you may come across bad negative credit reports, such as an incorrect missed payment. It can continue to hurt your credit score if you don’t understand it, so get a copy of your credit report and know where your account is currently.

You can find your credit report for free at annualcreditreport.com from one of the three major credit bureaus each week until April 20, 2022. While this report does not give you your credit score, it will show you information about your credit and payment history, which lenders use to decide whether to grant you a loan. Examining your credit report can help you figure out what you need to improve.

Get a New Manager with a Federal Direct Consolidation Loan

If you have multiple federal student loans from your lender, you may want to consider consolidating them into one monthly payment with a direct consolidation loan and bringing in a new loan manager. Here are the pros and cons of consolidation:

Refinance your loan with a private company

If you want to choose your new provider without waiting for the government to reassign you, you may want to consider a private lender. You may qualify for a lower interest rate or a term better suited to your needs with a private company. You may be able to get a variable rate loan from a private lender, while you may only be able to get a fixed rate loan from the government. You can find our list of the best private student loans here.

However, be careful before doing this, as you will lose federal protections when you refinance with a private lender. You will not be eligible for forbearance related to COVID-19, which is currently in effect until September 30, 2021. In addition, the Biden administration continues to consider forgiving student loans, which would not apply. to private loans.

Contact your repairer for any additional questions

As the federal government decides how to move nearly 10 million borrowers to a new service agent, your service agent will likely have the most recent information on the future of your loan and will likely be able to answer all of your questions. Questions.

If you don’t want to go through the tedious process of switching student loan companies, you can take steps to switch providers now. Otherwise, just make sure to keep a close eye on your documentation to ensure that errors don’t occur during the transition.

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Saving lives in his car, this Belgaum transported more than 500 patients | Trend https://directvanqex.com/saving-lives-in-his-car-this-belgaum-transported-more-than-500-patients-trend/ https://directvanqex.com/saving-lives-in-his-car-this-belgaum-transported-more-than-500-patients-trend/#respond Wed, 21 Jul 2021 10:42:26 +0000 https://directvanqex.com/saving-lives-in-his-car-this-belgaum-transported-more-than-500-patients-trend/

Since COVID-19 in India last year, many Good Samaritans have stepped forward to help those in need. While many struggled to find ambulance services, a man from Uttar Karnataka saved lives amid a coronavirus pandemic.

Manjunatha Ningappa Pujari, recognized as a ‘night paramedic’ saves lives in the regions of Belgaum, Karnataka, in his car.

Manjunatha Ningappa Pujari

The 42-year-old man had already served more than 300 people by providing free ambulance services at night. He received the India Book of Records, the Asia Book of Records and the Royal Success International Book of Records for his selfless help during the pandemic.

Manjunatha was able to transport around 185 Covid patients in his auto ambulance during the second wave.

“My father passed away from Covid last year. During this time, there was no one to help us, and that led me to help patients infected with the virus, ”Manjunatha said in a conversation with Life Beyond Numbers.

He transported some patients for free, and some paid for his service. Manjunatha donated all of the money he received to the Ashraya Foundation and other organizations to help the needy.

In addition, he also distributed more than 100 grocery kits in collaboration with the Prayaas team and Sanjay Kuligod, a local, and 15 kits from his side.

Manjunatha works three times a day to take care of her family and serve the needy.

“I drive a car from 6 am to 9 am. I donate my earnings to the Ashraya Foundation, an NGO. I work part time as an office assistant and part time as a bill collector to manage my family. After work, I transport people to hospitals in the middle of the night, ”he added.

Years ago, Manjunatha did not have a car. A pregnant woman in her neighborhood needed an emergency ambulance service. He quickly asked to borrow a car from a friend, which took him about two hours.

This incident made him decide to buy an ambulance. But, due to financial constraints, he bought a car to serve the needy.

“I have been driving the car for five years to help those in need of emergency medical support. I wanted to serve in the Indian army. But, in 2003, I had an accident and suffered a fractured femur, which damaged my left arm. I have always wanted to serve the nation and the people around me. ”

“My family was by my side”

“My family is my inspiration. Without their help, I could not pursue my dream. My mother, Shantamma Pujari helped me buy a car by selling its gold ornaments and, my late father, Shri Ningappa Pujari always motivated me to achieve my goal. My wife, Rajeshwari Pujari, and my son, Vinayak Pujari, are helping me throughout the COVID emergency, responding to calls to wake me up at night to make sure I can help those in need of my service.

Even after her death, Manjunatha wants to help and has decided to donate her body to the Jawaharlala Neharika Medical Institute for medical research. He has also been a regular blood donor and has donated 44 donations to date.

Manjunatha Ningappa Pujari
Manjunatha Ningappa Pujari

It provides home delivery services to people in quarantine, such as food and other necessities.

He said: “I want to buy an ambulance to help those who need emergency services with advanced facilities. I will never stop working for a good cause. ”

He wants his son to follow his example and join the Indian army. “My son is my beacon of hope for the future.”

His selfless work is an inspiration. Manjunatha asks everyone to come forward and show kindness and uplift humanity.

This story was first published in Life Beyond Numbers.

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Paradigm partners with Molo Finance https://directvanqex.com/paradigm-partners-with-molo-finance/ https://directvanqex.com/paradigm-partners-with-molo-finance/#respond Wed, 21 Jul 2021 08:59:50 +0000 https://directvanqex.com/paradigm-partners-with-molo-finance/

Paradigm Mortgage Services has partnered with digital mortgage lender Molo Finance.

Paradigm member companies will have access to Molo Finance’s digital mortgage services, including the technology it uses to speed up the lending process and deliver a paperless experience.

The lender currently offers a range of purchase and re-mortgage (BTL) products for individual borrowers and limited companies.

OMS signs technology partnership agreement with Y3S

These cover both standard properties and multiple occupancy homes (HMOs), and offer 2 and 5 year fixed rate options ranging from 65% to 80% loan-to-value (LTV).

Molo offers fully underwritten mortgages online, with the aim of providing a decision in principle within minutes, while full review of applications can be processed within 24 hours.

John Coffield, Mortgage Manager at Paradigm Mortgage Services, said: “Technology is continually advancing the mortgage market in terms of accelerating decision making, underwriting and processing lenders.

“Paradigm has long been an advocate for technology and innovation that supports advisors and creates efficiencies in the mortgage application process.

“We are very happy to announce this new partnership with Molo Finance, one of those lenders at the cutting edge of the technology he uses and the process he wants to offer to advisors and their clients.

“We look forward to working with the Molo team to present their proposal to our member firms.”

Francesca Carlesi, Managing Director and Co-Founder of Molo, said: “We are delighted to partner with Paradigm Mortgage Services, which is a leading distributor in the mortgage industry and will add to the great partners we already have. here at Molo.

“Recognized as the best mortgage club in the UK and with over 15 years of experience, Paradigm is well positioned to bring Molo products to its customers.

“We are delighted to be working with a broker who understands our mission and who is forward-thinking in his approach. “

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Whitmer veto GOP bill to end extra unemployment benefits https://directvanqex.com/whitmer-veto-gop-bill-to-end-extra-unemployment-benefits/ https://directvanqex.com/whitmer-veto-gop-bill-to-end-extra-unemployment-benefits/#respond Tue, 20 Jul 2021 20:41:48 +0000 https://directvanqex.com/whitmer-veto-gop-bill-to-end-extra-unemployment-benefits/

Gov. Gretchen Whitmer on Tuesday vetoed a GOP-backed bill that would have prevented the state from handing out the additional $ 300 federal weekly unemployment benefits made available due to the COVID-19 pandemic.

But the governor hinted at his willingness to end the allowance in exchange for lawmakers increasing the amount of money unemployed people typically receive.

After:Michigan House votes to end weekly $ 300 unemployment bonus

After:Exemptions for applicants asked to re-qualify for unemployment benefits could arrive by Monday

In theory, the bill prevented the state from distributing additional pandemic relief after July. As Whitmer noted in his veto letter, because lawmakers did not get enough votes for the bill to immediately become law, it would not have taken effect until next year anyway.

Whitmer also argued in his letter that even though the bill took effect immediately, it violated federal law because Michigan failed to give the Federal Department of Labor the required 30 days notice before canceling the benefits. .