Everything you need to know about ONE VIP by URBAN ONE.

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In the recurring awakening of the social justice movement and the repercussions of COVID-19 hitting the United States, black Americans in the diaspora have become more interested in financial literacy. Whether it was paying more attention to their payslips, inventory, and even the irregular financial aid handed out by the government, it was obvious that Urban One launched their new business, a financial service. , A VIP, no better time.

ONE VIP is a prepaid Visa debit card with loyalty program and mobile app for black and brown consumers. Cardholders can access their account information by computer or through the ONE VIP mobile app. Both platforms allow the cardholder to view, manage and track their daily expenses. Cardholders can also set up direct deposits for their employment and retirement and transfer funds from other accounts to their ONE VIP account.

Here are the top five benefits of joining the ONE VIP Digital Banking family.

1. NO HIDDEN FEES OR CREDIT CHECKS.

ONE VIP does not require a credit check for its applicants. Applicants 18 and over can easily apply for a debit card. In addition, there are no hidden charges when using the #ONEVIPBLACK card. However, there is a monthly fee of $ 4.95 and the usual ATM fees.

2. LOYALTY PROGRAM.

Cardholders can take advantage of the cash back rewards of the #ONEVIPBLACK card. For every dollar spent, cardholders can earn up to $ 2 in rebate points by purchasing from select retailers, entertainment subscriptions, and black-owned businesses.

3. DIRECT / TRANSFER DEBT FUND.

Cardholders who have access to their account and routing number can easily set up their direct deposit for employment or retirement. With the same information, cardholders can transfer funds from their main accounts to their #ONEVIPBLACK card.

4. SUPPORT BLACK BUSINESSES / DONATE TO CENTERED ORGANIZATIONS.

ONE VIP has chosen 25 black-owned businesses where the cardholder can specifically earn their cash rewards. Cardholders can either keep their points or donate to Urban One Community Works. U1CW will use the donations to support selected charities supporting people of color, such as The Innocence Project for Criminal Justice Reform, the National Black Justice Coalition in Service of LGBTQ / SGL Communities, Howard University and the Tom Foundation Joyner serving HBCU students nationwide.

5. MOBILE APP.

The #ONEVIPBLACK mobile application allows 24/7 access to your money! The cardholder can set up their direct deposit, transfer funds and make purchases online.

As a member of the trusted historic brand Urban One, ONE VIP aims to create a safe financial space for black Americans. ONE VIPThe objective is to recirculate black dollars within the black community.

Apply today and download the mobile app.

About Kristina McManus

Kristina McManus

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