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November 19, 2022
November 16, 2022
Before flash drives and clouds for personal writing storage, I frequently wrote journal topics for my grandchildren. This one dates from October 2000. It is still fresh today.
As a child, my parents supported me. I didn’t need an allowance, although I was given money for the Sunday school offering and took advantage of a nickel to buy candy or ice cream when I went to the country grocery store.
However, I was very interested in the passbook they used to deposit money. I asked if I could have one and was told when I got my own money I could. Very young, I picked up scrap metal near the farm. I dug around the buildings and found enough scrap to make a penny when the junkyard came with his truck. It was exciting for me.
I also walked the rows of fences in the field and picked elderberries to sell at the Sunbury Street Market when my parents took produce to sell. Jerry and I sold nuts to our grandparents. I saved as much as I could.
When I was 11, I started catching chickens from a neighbor’s farm. For four years their daughter took me into other careers of catching chickens. The pay was good and I saved most of it. I also paid my own high school fees.
In high school, I took notes furiously. I have always had the propensity to write. Today they call it being a visual and kinesthetic learner. It means learning better by seeing and touching. I had trouble sitting still and writing made my body move. My high school grades were well known to classmates who were still writing. This came in handy at test time. I was able to copy my notes and sell them. This added to my savings for the purchase of a typewriter. When I had enough money to buy it, I couldn’t bear to spend that money.
I would have liked to keep this attitude so as not to spend money. After graduating I had a full time job, lived with my aunt in Selinsgrove and took the bus to Sunbury. In one year, I saved enough for a car. Then I started saving for a wedding, although there were none in my plans at the time.
After marriage, saving became more difficult as we struggled. Saving for a car was a never-ending thing. This meant regular trips to the bank. Then things changed to bring the banking sector up. Next come the MAC (Money Access Center) machines. Another change for me was when I discovered retirement accounts, insurance and investment funds. I was surprised when I heard about a funeral account that is tax-exempt for your survivors.
Next is direct deposit. We don’t even have to go there to sign deposits. More recently, internet banking and shopping. I am grateful that I started computer classes when they first entered the realm of public schools. Teachers should always take continuing education credits. I took many computer courses. I would hate to start now. I was able to learn little by little, and now I still know a little.
One of my continuing education courses was to spend a week at a local bank. I learned a lot. One thing was about retirement money. I discovered that I could do better in another money market account. I helped process change during labor.
After being in the bank that summer, I started banking and using a play money saver in my fourth grade class. Talk about not knowing the value of a dollar! The
children had to learn to write checks and balance checkbooks. I hope they picked up some of it. A big lesson was that you can write checks when you have no money in your account, but there are consequences.
There is nothing sure about money. The best term I’ve ever heard for money is “You can’t take it with you”. No matter how much financial security one enjoys on this earth, it is not eternal. In our global economy, we need to focus on what really matters. It will pass. Wealth is not a good goal, it can disappear in an instant.
The only things that are eternal are the souls of man, the love of God, the Word of God, God the Father, God the Son, and God the Holy Spirit. Eternity is long! It’s a pity that we don’t devote as much time to what is eternal as to what is temporal. It is my prayer that you, my family and my readers, will grow in grace and in the knowledge of our Lord and Savior Jesus Christ. And that you might live for the Glory of God and all that is eternal, instead of the temporal that will pass away.
Betty Blyler Lives in New Berlin. For comments, questions or speaking engagements, email: [email protected]